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Sunday, August 30, 2026 · Guatemala CityQ7.6242 per US$+0.00%
ADVANCE GUATEMALA
Back to the researchResearched · unverified

The investor atlas

A sewing operator's true monthly cost, fully loaded

Dossier
Manual: opening a garment factory13-manual-fabrica.md
Domain
Social security, work permits and shiftslaboral
Room
Talent/talento
Audited
Audited

This is the dossier's own calculation, built on components cited and verified in dossier 03: employer charges of 12.67% (IGSS 10.67 + IRTRA 1 + INTECAP 1), accruals for Bono 14 and for the aguinaldo year-end bonus (1/12 each, 8.33%), holiday pay (about 15/360, 4.17%) and the Q250 incentive bonus, which is exempt from charges. CE1 (base Q3,409.73): charges Q432.01, Bono 14 Q284.03, aguinaldo Q284.03, holiday Q142.19, bonus Q250 — total about Q4,802 excluding severance; with a severance accrual (about 8.3–9.7% more, contingent) about Q5,090–5,140. CE2 (base Q3,221.10): charges Q408.11, Bono 14 Q268.32, aguinaldo Q268.32, holiday Q134.32, bonus Q250 — about Q4,550 excluding severance, about Q4,820–4,865 with it. The annual floor for CE1 excluding severance is about Q57,600 per operator. The arithmetic was recomputed in audit with no differences; conversion to dollars must use the verified exchange rate held in the file, and if Bono 14 and the aguinaldo were subject to IGSS contributions the total would move by about 1.4 points (pending).

The research is written in English; quoted figures, source names and the titles of legal instruments stay in the language their source published them in.

Figures

Costo mensual CE1 sin indemnizacióndossier 13 §5.2 sobre AG 256-2025 + cargas del dossier 03
≈ Q4,8022026, cálculo propio
Costo mensual CE2 sin indemnizacióndossier 13 §5.2
≈ Q4,5502026, cálculo propio
Con provisión de indemnización CE1 / CE2dossier 13 §5.2
≈ Q5,090–5,140 / ≈ Q4,820–4,8652026, cálculo propio
Cargas patronalesdossier 03 §7
12.67% (IGSS 10.67 + IRTRA 1 + INTECAP 1)vigente
Piso anual CE1 sin indemnizacióndossier 13 §5.2
≈ Q57,600 / operaria2026, cálculo propio

Caveat

Own calculation — always label it as such; do not convert to US$ using an assumed exchange rate

Sources

Related records

This layer is research: read from public sources by the archive's own team, every claim cited with the date it was consulted, and audited where it is marked so. It has not entered the verified store — no figure here was fetched back from its source or stamped with a retrieval time — so it wears no red provenance numeral and never mixes with the verified figures.

A sewing operator's true monthly cost, fully loaded · Advance Guatemala