Insurer supervision and cargo insurance (SIB, AGIS)
- Operational and cargo security
- Cargo theft, extortion and private security
- not audited
Guatemalan insurers are supervised by the Superintendency of Banks (SIB) and belong to the trade association AGIS (Guatemalan Association of Insurance Institutions); the property and casualty lines include goods in transit. Checking cargo insurance policies when contracting an escort is a practice the sector itself recommends (promotional claim). Premiums, exclusions for theft involving a jammer and insurers' technical requirements (GPS, minimum escort by insured value) are not public; SIB's statistical bulletins ought to carry premiums and loss ratios by line (not extracted). AGIS contact: +502 2361-7057; the presence of Marsh and AON remains to be verified.
The research is written in English; quoted figures, source names and the titles of legal instruments stay in the language their source published them in.
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This layer is research: read from public sources by the archive's own team, every claim cited with the date it was consulted, and audited where it is marked so. It has not entered the verified store — no figure here was fetched back from its source or stamped with a retrieval time — so it wears no red provenance numeral and never mixes with the verified figures.