Credit depth: private-sector credit to GDP
- Local and multilateral financing
- Where the credit comes from
- Audited
Domestic credit to the private sector is equivalent to 37.2% of GDP in 2025 and 36.8% in 2024, according to the World Bank's FS.AST.PRVT.GD.ZS indicator. At that level Guatemala is under-banked relative to its peers: credit is scarce and expensive for small and medium-sized firms without a track record. But the system is profitable, well capitalized and structurally liquid, so for a large formal investor the problem is not obtaining credit but its cost in quetzales and the collateral demanded.
The research is written in English; quoted figures, source names and the titles of legal instruments stay in the language their source published them in.
Figures
- Crédito interno al sector privado / PIB
- 37.2%
- Crédito interno al sector privado / PIB
- 36.8%
Sources
Related records
This layer is research: read from public sources by the archive's own team, every claim cited with the date it was consulted, and audited where it is marked so. It has not entered the verified store — no figure here was fetched back from its source or stamped with a retrieval time — so it wears no red provenance numeral and never mixes with the verified figures.